We are a company based out of California that wants to make it easier for individuals to pay for immigration expenses. You can learn more about us by visit our About Us page.
At this time, we are financing the fees related to a Green Card or Permanent Residence. We may finance more immigration forms in the future so check this page often.
Our APRs (Annual Percentage Rate) range from about 11% to 21% depending on the loan amount, loan term, and state of residence.
Yes! We know gaining access to credit is not easy, and we are here to help. Please be advised that your loan will be reported to US Credit Bureaus.
Our loans are currently offered in California, Florida, New Jersey, New York, North Carolina, and Virginia. Check back often as we will be expanding to other states in the future.
You can get a referral link from one of the immigration organizations we currently collaborate with, such as Union Law Group and LATINAN, after your initial appointment. If you are already working with an immigration organization visit this page to find out more about how we can help you.
After you sign your loan agreement we will send you an electronic check made out to the organization listed on the application.
We work with Legal Organizations that have been serving the needs of their community and have earned their trust, and who want to offer a better experience to their clients. We are always looking for new organizations to collaborate with that can help us fulfill our mission - please visit this page if you would like to refer an organization to us.
Most applicants get pre-approved within 5 minutes. Once you complete the verification stage we can give you a final answer within 24 hours.
If you connect your payroll account we might be able to verify your application faster and you won't have to manually upload some documents.
After you sign your loan agreement we will send you an electronic check made out to the exact specifications of the USCIS, which you can then include in your form package.
The impact of a credit inquiry depends on your credit score. A hard inquiry could lower your scores by a few points, or it may have a negligible effect on your scores. The drop is temporary assuming everything else in your credit history remains positive. Alvva Financial, Inc. makes no guarantee that the use of its services will result in any improvement of your consumer credit score.
If your application is declined we will send you a formal notice which will describe why you were not approved.
You will need a device to access the internet via a browser, as well as an email account or a mobile phone with text messaging capabilities.
You can make recurring or one-time payments using your bank account with online access
Only the petitioner can apply for a I-130 (Petition for Alien Relative) fee financing
The first payment is due approximately 30 days after the loan agreement is signed. After the first payment is made, payments are due every 14 days or every month (depending on the payment frequency selected).
Yes, if you pay early you can save on interest and there are no prepayment penalties or fees
No, we do not allow co-borrowers
If you sign a loan agreement but your application is not sent or you have abandoned the process let us know right away so we can rescind your loan.
No
We want to make sure our clients are set up for success so not all organizations qualify. We generally approve financing to pay fees to the following organizations; Bar Certified Immigration Lawyers, AILA Members, Department of Justice Accredited Representatives, and Reputable Online Immigration Services (Boundless, CitizenPath, etc.). Contact us if you are unsure your organization meets our requirements.
